Using our Payment Portal to make payments
Cashflow Management provides an online payment portal where you can make payments in a safe and secure environment. In order to use our Payments Portal to make a payment, you (“you”/”your” or the “customer”) must be an individual or business that can enter into a legally binding contract You may not make a payment and may not accept the Terms and Conditions if you are under the age of 18 or are not authorised to enter into such a contract.
The payment offers and service are offered by Cashflow Management Limited t/a Redmond Johnson (“us”/”we”/”our”) a company, registered at Forsyth House, Cromac Square Belfast BT2 8LA registered in Northern Ireland No. NI017152. VAT Registration No. 392569901 In making a payment through our Payment Portal, you accept the Terms and Conditions which form a legally binding contract between you and us.
All financial offers presented are invitations to treat and do not commit Cashflow Management Limited to accepting them upon you accepting an offer.
All payments will be deemed to be accepted by Cashflow Management Limited upon receipt by you of the confirmation email from Cashflow Management Limited.
Payments made for amounts which do not match the balance outstanding at the time of payment will be treated as part payments unless prior agreement has been made with us to accept a discounted amount.
Refunds will only be issued in the event of a technical error with our systems, or in the event that the user has paid over the amount due. Refunds will be made within 5 working days of us being notified of such errors.
Chargebacks will be defended, and these terms and conditions will form the part of our defence. If for any reason the payment is successfully reclaimed by your bank, and is not due to fraudulent use of your card or due to an error on our part. Your account will be reinstated, and a fee of £10 will be applied.
What happens when you make a payment?
We will immediately deduct the amount from your specified account. Your billing statement will indicate a payment to ‘Cashflow Management Limited’.
If you need to update your account information
You should contact us via Telephone 028 90559999 and speak to an advisor.
If you wish to make a complaint
You MUST write to Cashflow Management Limited, at Registered Office address quoting your Reference Number and the details of your complaint. We will aim to respond to you within 14 business days. Complaints cannot be taken via telephone.
We never store full details of the card used to make payment. We retain only enough information as permitted by The Payment Card Industry Data Security Standard (PCI DSS) in order to trace or refund a transaction that is made to us. The processing of any payments from credit / debit cards issued by any of the major Card issuers MUST adhere to the PCI DSS standard. More information can be found at https://www.pcisecuritystandards.org/pci_security/.
We may share other information we collect about you with external service providers. Our agreements with these service providers require that they protect your information and only use it to carry out the services they are performing for you.
If you think your account has been accessed without your permission, contact us immediately on 028 90559999 We also advise you to contact your financial institution.
Subject Access Requests
Under GDPR you have the right to ask us to see the personal information that we hold about you (this is known as a ‘subject access request’) by writing to us.
We may charge you a Subject Access Request Fee. We will generally respond to a subject access request within 40 calendar days of receiving: (a) the Subject Access Request Fee; (b) information that We need in order to identify You; and (c) the information You need.